Healthy Employees Creating Healthier Communities
Your New, Affordable Healthcare Solution
FIT Health is a newly launched pooled group health program that caters specifically to Florida non-profits.
Under the arm of Florida Insurance Trust, FIT Health is designed to offer valuable and competitive employee benefits at a manageable cost.
Your employees help protect your mission, FIT Health will help you protect them.
Coverages You Need, We Have
Medical
Vision
Dental
Life
Basic, Voluntary, STD, LTD
Worksite
Offer your employees the best there is without going over budget. Discover your new solution, FIT Health.
Are We a Right Fit?
Below are the eligible types of organizations we can cover.
Federally Qualified Health Centers
Community Action Agencies
Behavioral Healthcare
Charter Schools
Hospices
- Alcohol & Drug Abuse Organization
- The Arc of the United States
- Children and Family Services
- Crisis Intervention
- Developmental Disabilities Organizations
- H.U.D. Housing Assistance Organizations
- Hospitals
- Housing Authorities
- Juvenile Justice
- Mental Health Agencies
- Rehabilitation Facilities
- Vocational Training and Rehabilitation
All active FIT members qualify for the FIT Health program.
FIT Health Advantages
Medical Plan
- 11 Florida Blue standard, large group plan options available.
- 10 BlueOptions PPO plans to provide Florida Blue’s largest network of providers and facilities and include out-of-network and out-of-state coverage.
- 1 BlueCare HMO plan that provides in-network coverage only.
- 90-day Prescriptions are delivered with the same ease as other Amazon purchases through Amazon Pharmacy Home Delivery.
Underwriting & Reporting
- Your claims experience will be pooled with the other FIT Health groups. Pooling helps spread risk across larger numbers of members and creates rate stability.
- FIT sets the premium rates as appropriate based solely on the projected needs of the FIT Health program. No non-FIT Health factors will impact the premium rates and renewals.
- FIT has access to claims data and experience and will provide standard reporting for FIT Health groups regardless of employer size.
Value-Added Benefits
- Teladoc is a convenient way for employees to seek treatment. Under FIT Health, there is $0 cost to members, and includes dermatology and behavioral health in addition to general medicine.
- By offering $0 cost prescriptions and supplies, Condition Care Rx encourages employees to adhere to treatment plans for certain ongoing conditions such as diabetes, cholesterol, asthma, hypertension, and depression.
- Value Choice Providers are available in many areas for primary, specialty, urgent care, and labs, and when used, members can save time and money through cheaper copays.
- Access to Florida Blue’s Care and Wellness programs including Better You Strides.
Ancillary Benefits
- FIT Health offers vision, and dental options packaged with basic life benefits and voluntary life, STD, LTD, and worksite benefit options.
Let FIT Health Be Your Solution
A Customer Sucess Story
Our Client's Issue
A FIT Member asked us to look at their current benefits structure.
Although the majority of their employees are in Florida, they have a number of employees in several other states. They had 4 separate insurance carriers providing different plans of benefits at differing costs to their employees, based on location. This was proving to be too costly.
How We Helped
We offered them one consolidated benefits program so that all employees in all states have the same benefit options at the same cost through Florida Blue and the national Blue Cross network.
Our Client's Solution
We streamlined a complicated benefits structure into a simple one, at a competitive annual cost for the employer.