Risk Management Tools & Training
Thu, Jun 29, 2017 10:00 AM – 11:00 AM EDT

Florida Insurance Trust – Speaker: Jennifer Lister, Claims and Loss Control Director 30 minute demonstration on the use of FIT’s website with a review of FIT’s Risk Management tools.

Safety First – Speaker: Monica Lessnau, Senior Account Executive 30 minute demonstration on the Safety First website, System Capabilities, Access to Presentations, and Safety First Offerings

Register Here

Florida Insurance Trust

FIT has grown from its 3 charter members to a membership of over 200 of the most respected Social Service companies in the State. This consistent growth confirms the Trust’s belief in its mission; “Protecting those who serve others”. FIT does this by providing superior insurance coverage, cost, and services to our members.
Learn More


In the ten year period since Governor Crist signed into law Florida Statute 624.4625., FIT has grown from its 3 charter members to a membership of over 200 of the most well respected Social Service companies in the State. This consistent growth confirms the Trust belief in it’s Mission; “Protecting Those Who Serve Others“. FIT does this by providing superior insurance coverages, cost, and service to our members.

When FIT received authorization from the Florida Office of Insurance Regulations on June 8, 2007, to begin operations it became the first Trust in Florida specifically designed to serve Florida’s not-for-profit community. In fact, because of the very high standards required by the State to operate as a Trust, FIT remains the only one.

As the Trust enteres its TENTH year of operations, the Board of Directors sat down to discuss the attributes that have allowed FIT to experience its unheard of success rate (98% retention rate). We believe this success can be attributed to the purchasing power of the group, and the benefit of being able to purchase all lines of coverage from one trusted source.

The Trust is owned by its members and governed by a Board of Directors comprised of its members. This allows the Trust to maintain its sole focus of providing the Best Price, Coverage, and Services to our members.

Services for FIT members are provided by Non-Profit Insurance Services, NPIS. NPIS has been the exclusive service provider since the inception of FIT. For more information regarding FIT, please contact NPIS at 888-794-7771 or (407) 936-2132.




  • Various wind limit /deductibles offered
  • AOP Coverage up to 100 million per member (FIT)
  • No Margin Clause, not confined to schedule
  • Valuation based on replacement cost
  • Valuation for time element to be actual loss sustained
  • Special form, all risk policy
Commercial Auto Liability


  • Combined Single Limit
  • Medical Payments
  • Uninsured/Underinsured Motorists
  • PIP
  • Comprehensive/Collision
  • Hired/Non-Owned Liability
  • Towing Labor
  • Rental Reimbursement
Cyber Liability


  • Data Breach and Privacy Liability
  • Data Breach Loss to Insured
  • Electronic Media Liability Coverage
  • Breach Mitigation Expense Coverage
  • Business Interruption Reimbursement Coverage
  • PCI Assessments Reimbursement Coverage
Additional Coverages


  • Crime
  • Excess Liability
  • And more
General & Professional Liability

Per occurrence and general aggregate for the following:

  • Commercial General Liability
  • Employee Benefits Liability
  • Miscellaneous Professional Liability
  • Sexual/Physical Abuse or Molestation
  • Special Events Coverage
  • Physicians’ Coverage
Workers' Compensation


  • Employers Liability
  • Statutory Benefits to include medical, indemnity, death, etc.
D&O /EPLI Liability Coverage

Coverage for employment practices liability included as well as civil rights.

  • Broad Definition of Insured
  • Broad Definition of Employment
  • Claims Made Policy
  • Cost of Defense for Hour & Wage Claims
  • Personal Injury Coverage
  • Third Party Coverage
  • Independent Contractors Coverage
  • Entity Coverage
  • Healthcare Organization Coverage Extension
Health Insurance


  • Individually rated, customized plans
  • Preferred pricing on medical plans
  • Statutory
  • Online Enrollment
  • HRA / HSA / FSA / COBRA options

Self-insured options are available

Our Latest News and Events

HHS Releases HIPAA Cyber-Attack Checklist

Tips for Responding to Cyber-Related Security Incidents The Department of Health and Human Services (HHS) Office of Civil Rights (OCR) has released a quick-response checklist briefly describing the steps that HIPAA-covered entities (including medical and dental...

Commercial insurance rates increase across all lines

All major commercial insurance lines saw renewal rate increases in May, according to a report released by insurance exchange IVANS on Thursday. While some other lines have seen small increases for several months, last month was first time this year that workers...